“In America, happiness is making $10 more a week than your brother-in-law.” H.L. Mencken My son-in law, Jeff recently got a new computer. This, of course, means that I now have to upgrade mine. Regardless of expense, or the features that I might actually need, my mantra when it comes to such things is simply that it must be “Better than Jeff’s” (BTJ). I don’t really care what I get, or how it works, just so long as it is BTJ. Such competitive envy is sometimes considered to be the deadliest of the seven deadly sins. It’s certainly the most pervasive. In his 2003 book entitled Envy, former editor of The American Scholar, Joseph Epstein, explains that sins like anger, sloth, gluttony, pride, and lust usually have at least some modicum of pleasure attached to them, but envy is entirely “mean-spirited” and almost always has malice behind it. When it spins out of control, it leads to other antisocial behavior, such as theft, fraud, and even murder. In Genesis, Cain’s murder of Abel is secondary to his original sin of intolerable envy. My wife Diane claims that I’m quite the jealous person. For example, if she orders something at a restaurant that looks good, I automatically covet it. If she buys a new book, I want a new book. Actually this is envy, rather than jealousy, because in such cases I want another person’s possessions. Jealousy is when you already have something, but are distressed about the possibility of losing it to a rival. Envy involves two people and is accompanied by feelings of inferiority, longing, and resentment, while jealousy typically involves three people, and is characterized by distrust, anxiety, and anger. I would point out this distinction to Diane, but I’m not sure she would appreciate it and might conclude, as Hoosier writer Kurt Vonnegut put it, that I’m “ somebody who thinks he’s so damn smart, he never can keep his mouth shut.” In the larger sense, Diane is still technically correct, since I’m often jealous, as well as envious, a rather dubious distinction. In many respects contemporary culture cultivates envy. Epstein has written that the American advertising industry is a “vast and intricate envy-creating machine.” The 1980s “Don’t hate me because I’m beautiful” advertising campaign by Pantene, is perhaps the most overt example of envy-based advertising, Modern marketing aims at convincing people to compare their situation with that of others, opening wide the door to envy. Children cannot take on other’s viewpoints and have a very difficult time developing the ability to share gracefully. I remember one Christmas when our youngest granddaughter received a fabulous pink play castle, which irked her older sister to no end. When they moved the castle from under the Christmas tree to the younger girl’s bedroom, our oldest granddaughter could be heard walking around the house muttering, in an exasperated fashion, “I don’t see a castle in my bedroom!” The German philosopher Schopenhauer once wrote “Because they feel unhappy, men cannot bear the sight of someone they think is happy.” Frequently we tend to be so envious, we can hardly bear the pleasure of others. People are often willing to sacrifice a great deal, rather than see someone else gain even a little. A Russian folktale describes how God appeared to Ivan and told him that he would grant him anything he wished. However, there was one catch, whatever he did for Ivan, he would do double for Ivan’s despised neighbor and rival, Vladimir. Ivan brooded over this and finally asked God to put out one of his eyes. Those tabloid newspapers at the grocery checkout, that emphasize the travails of celebrities, allow us to make favorable comparisons with the beautiful people, so that we appear to be doing better than them, in at least in some areas of life. Epstein says we should call such publications, The National Schadenfreude, after the German word for taking pleasure in the pain of others. Doreen Virtue, Ph.D., author of I’d Change My Life If I Had More Time says, “When you realize you are capable of achieving what the other person has, envy can motivate. Envy can be either a tool for destruction or a great gift.” The Greek philosopher Aristotle described what he called “emulative envy”, which drives us to imitate the noble, the good, and the just in other people. |
Envy strikes those aspects of our lives, in which we feel most challenged and those that are most important to us. Competition and pride are key factors. Freud wrote that envy is essentially a “narcissistic wound”— a major threat to our self-esteem.
Envy is also bound up with the childish notion that things always have to be fair. At Diane’s recent birthday celebration, that included four young grandchildren, there was nonstop squabbling and complaining about the size of the pieces of birthday cake. I’m sorry, but I just don’t think it’s fair that children should always get the biggest pieces. To reduce the likelihood of envy among siblings, parents often go to great pains to try to keep everything equal. Back in Florida Diane did groups with emotionally handicapped children in public schools. When she used snacks for rewards, she was always extremely careful to assure that each treat bag contain exactly the same amount, because even a single microgram difference had the potential to set off a major incident.
Novelist Bonita Friedman has called envy, ‘the writer’s disease’. When writers read anything good, they invariably think, “What’s the big deal, I could have done that myself.”, sort of the way your dog looks at you, when you’re driving the car. Friedman bravely admits to going into bookstores and immediately flipping to the back of best sellers, just to compare ages with the author. Some people read obituaries just to make similar comparisons. I’m reaching that age when you start thinking about how nice it would be to outlive, rather than out-achieve your rivals, since that seems easier.
Once I was looking at books at a supermarket and sudenly there was a picture of someone I knew. As if this wasn’t bad enough, several months later I saw her on a television show. All this left me muttering, “Where the heck is the castle in my room?”
Don’t Cook Your own Financial Goose this Christmas
17 DecLike many of us I have a love-hate relationship with my credit cards. On one hand they are convenient and easy to use, especially for online shopping. Of course, that is part of the problem. They are way too easy touse. According to money guru David Ramsey if you use credit cards instead of cash, you end up spending 12 to 18 percent more. Swiping a card is just not as traumatic as forking over the actual cash. During the next few weeks the first of the holiday credit card bills will come rolling in for millions of Americans. Some people call this the real “Nightmare After Christmas”. Holiday credit card purchases havegrown 50 percent over the past several years and continues togrow every holiday season. The mortgage crunch, increased minimum payments and recent bankruptcy laws may make things even more treacherous than ever. Bill Staler, a vice president at Consumer Credit Counseling Services has said that their workload increases by 15 percent in the quarter following the winter holidays. Staler says that many people in recent years have found it more difficult to use mortgage refinancing to pay off credit cards due to more stringent loan requirements and the decreases in home equity. A 2004 survey showed that 73 percent of Americans believe that money is the top all time stressor and Dr. Harvey Brenner from Johns Hopkins University has written that economic instability is “the single most pervasive and continuous source of stress in our society.”
Psychologist Dr. Lynn Hornyak, who specializes in money issues finds that overspending and avoiding money issues are the two most common problems. Are there times when just can’t stand to open a bill or look at a bank statement? To me balancing a checkbook ranks just behind having a tooth pulled on my list of favorite activities. Money also has great symbolic significance. It may represent a way of keeping score in life or serve as a substitute for love and affection. The psychological significance of money can be seen by the reluctance of people to even discuss it. Many people would sooner discuss their children, relationships, or even sex lives, rather than their bankbooks. There are also some important gender differences. Women often see money as a means to maintain security. For men it may represent power and substitute for physical appeal in attracting partners. For many people money represents freedom of action and a lack of money may prevent us from making much-needed changes. Unfortunately it is not uncommon for people to stay in unsatisfying and even abusive relationships for the sake of financial security.
In their fantastic book “The Financial Wisdom of the Ebenezer Scrooge,” psychologists Ted and Brad Klontz and financial planner Rick Kahler identify the underlying culprit in most money conflicts as the “money scripts”
we internalized as we grow up. Using Charles Dickens’ “A Christmas Carol” as a metaphor for how to transform your relationship with money, they show how Scrooge displays a variety of maladaptive money scripts. Money scripts are especially powerful because they are largely unconscious. They also tend to run in families. Family therapy authority Cloe Madanes has said that different family styles in gift giving and unresolved sibling rivalries are often the key factors in pathological overspending. Some of Ebenezer Scrooge’s self-defeating money scripts included: Don’t trust anyone with your money, don’t spend money on yourself, giving to the poor encourages laziness, money will give your life meaning, and if you had more money, things would be better.
Interestingly enough, Bob Cratchit doesn’t come off much better. Bob also has his own destructive money scripts such as: There will never be enough money, money is to be spent not saved, you’ll be paid what you’re worth, and you don’t deserve money. The authors question why Bob doesn’t quit defending Scrooge and just get a better job. Also they contend that Bob should have gotten Tiny Tim the medical care he needed instead impulsively blowing his meager resources on a Christmas goose. This extravagance is often left out of film and stage versions of the work. It is estimated that today the Cratchit’s Christmas dinner would have cost well over $500.
Stawar family money scripts often made reference to the “poor house” My father, who grew up in the Great Depression, viewed money as security. He was constantly saying that we were driving him to the poor houseby leaving on the lights, turning up the thermometer, or taking showers that lasted too long. This script was well entrenched in me. When I left home for college I sold an old car and received a crisp new$100 bill for it. Feeling insecure about being away for the first time, I kept the hundred literally in my shoe for over two years. Sometimes when I act anxious about money, my wife Diane says, “Would you feel better if you had a hundred dollar bill tucked in your shoe?” Unfortunately the answer is often “yes.” And even now whenever I hear the furnace running, I still feel a pang of anxiety.According to the Klontzs and Kahler being able to adaptively “rescript” is the key to developing a more functional financial life script.
There are other things you can do to help both now and in the future. Florida psychologist Cheryl Fellows has said that due to financial stress, people often feel insecure and out of control after the holidays. She recommends that you try helping others and connect with family and friends to shore up your self worth and security. Additionally many people need to take some practical steps. The following suggestions come from a variety of expert sources.
Based on a column that appeared in the Southern Indiana News Tribune
Tags: A Christmas Carol, Bob Cratchit, Christmas, Christmas Spending, Cjarles Dickens, Credit Cards, debt relief, Money Script, Poor House, Scrooge