With Christmas finally over, Many Christians around the world will soon be celebrating the Feast of The Epiphany — sometimes called Twelfth Night, since it occurs 12 days after Christmas. This observance commemorates early events in the life of Jesus. Traditionally the Western church has emphasized the Magi’s visit while the Eastern church focuses on Jesus’ baptism by John the Baptist. Epiphany takes place on January 6 and dates as far back as 361 AD.
In Greek the word means” “appearance” or “manifestation” and the main theme, is the sudden revelation or “shining forth” of an important, life-changing, truth. The story of the wise men has always been a favorite of mine, maybe because of the way it integrates divergent elements like science and religion, innocence and experience, and the parochial and the universal or maybe it’s just because it’s the origin of Christmas gifts. Although the Bible provides few details, tradition holds that there were three wise men named Caspar, Balthazar, and Melchior. No one knows the real number, but we assume there were three, based on the number of gifts. The wise men are sometimes called “Three Kings” because of some scriptural references and the expense of their gifts. Admirably the Magi are usually portrayed as a racially and culturally diverse group and I especially like how they were not deceived by the evil King Herod. The subsequent massacre of the children of Bethlehem established Herod as a villain for the ages- someone, who, as Eddie Murphy once said, wants to go to Hell and not have to stand in line.
The wise men had their epiphany seeing the Christ Child in person, but what about the rest of us? Have you ever had a sudden realization that changed your life in some fundamental way? Epiphanies are an important aspect of many major life changes. Deciding to end or commit to a relationship, making vocation choices, and even choosing to enter recovery are all often preceded by some sort of epiphany. Armed with data from in-depth interviews and surveys, psychology professor William Miller from the University of New Mexico and co-author Janet C’de Baca, explore this issue in their book “Quantum Change: When Epiphanies and Sudden Insights Transform Ordinary Lives.” Miller defined” quantum change” as a vivid, surprising, benevolent, and enduring personal transformation, that usually occurs over a short time ranging from several minutes to several days. Miller says that after such changes many people reported giving spirituality a more central place in their lives. Surprisingly most people were not overtly seeking such radical changes. According to Miller’s research there are five distinctive features of quantum change experiences:
1. Typically change occurred at a point of desperation, where something had to give-the so called “tipping point”.
2. The majority of people who experience these changes were not in obvious pain and change came into their lives seemingly uninvited. Others have found that such transformations are often proceeded by periods of inactivity when the process of change seems to be unknowingly “brewing”.
3. Personal growth accompanied the transformation. Discord and conflict were often replaced with acceptance and tranquility.
4. Many people who changed had previously suffered trauma or emotional distress, which somehow may have helped prepare them for change.
5. Most people interpreted their change as something “sacred” that had happened to them, although not all put it in a religious context.
According to Miller many reported the experience of “being in the flow of something larger than themselves.” Other researchers have noted that major breakthroughs typically occur when the individual is engaged in conversation with another person. This is not surprising since many sociologists believe that verbal interaction is the matrix for the creation of new knowledge. Sudden insight also appears to have a biological basis. Using sophisticated scanning devices, neuro-researchers John Kounios of Drexel University and Mark Jung-Beeman of Northwestern discovered that there consistently was activity in the right temporal part of the brain, just before people reported flashes of insight when solving puzzles. Subjects who had sudden insights showed this increased brain activity before they even saw the problem, suggesting they were already prepared for a sudden revelation.
Psychologist Jonathan Schooler found that people have more trouble getting insights when they try to logically solve a problem. Thinking in the usual manner seems to interfere and Kounios concludes that insight comes more easily when people don’t try so hard. While quantum changes and major breakthrough experiences are dramatic, they are also relatively infrequent. Many of us, however have had more subtle versions of these experiences. Thee everyday epiphanies are more like finding the last piece of a jigsaw puzzle that finally lets us see the whole picture. Frequently such information is right in front of us and begs for our attention, but our history, prejudices, and fears blind us. Such opportunities are not unseen, but simply unnoticed. Around the world people are documenting both their major and everyday epiphanies in on-line diaries or blogs.
Surfing through the blogosphere I found the following descriptions.
A Dozen Epiphanies
1. I had an epiphany that morning that led to a conscious decision to keep my trap shut.
2. I had an epiphany that my Ph.D. was a useless abstraction piled on top of other useless abstractions.
3. I had an epiphany that what I was eating could actually have been making me sick.
4. I came to the realization that my behavior was steering my life in a bad direction and that I needed to change before it all came crashing down.
5. I came to the realization that I was in far over my head.
6. I came to the realization that I needed help.
7. I came to the realization that I was afraid of everything.
8. I came to the realization that the majority of my existence was devoted to satisfying the needs of the corporate bureaucracy.
9. I came to the realization that my child was all grown up.
10. I came to the realization that I am spending too much time on the Internet.
11. I came to the realization that I should not buy a new car this year.
12. I had an epiphany that I looked exactly like my dad when he was my age, which was shocking.
While many of these seem as if they should have been obvious, often it takes us a long time and some perspective to identify the patterns in our own lives. Don’t be discouraged, just relax and maybe you can start the new year with your own personal epiphany.
From a column orginally appearing in the Southen Indiana News Tribune.
Don’t Cook Your own Financial Goose this Christmas
17 DecLike many of us I have a love-hate relationship with my credit cards. On one hand they are convenient and easy to use, especially for online shopping. Of course, that is part of the problem. They are way too easy touse. According to money guru David Ramsey if you use credit cards instead of cash, you end up spending 12 to 18 percent more. Swiping a card is just not as traumatic as forking over the actual cash. During the next few weeks the first of the holiday credit card bills will come rolling in for millions of Americans. Some people call this the real “Nightmare After Christmas”. Holiday credit card purchases havegrown 50 percent over the past several years and continues togrow every holiday season. The mortgage crunch, increased minimum payments and recent bankruptcy laws may make things even more treacherous than ever. Bill Staler, a vice president at Consumer Credit Counseling Services has said that their workload increases by 15 percent in the quarter following the winter holidays. Staler says that many people in recent years have found it more difficult to use mortgage refinancing to pay off credit cards due to more stringent loan requirements and the decreases in home equity. A 2004 survey showed that 73 percent of Americans believe that money is the top all time stressor and Dr. Harvey Brenner from Johns Hopkins University has written that economic instability is “the single most pervasive and continuous source of stress in our society.”
Psychologist Dr. Lynn Hornyak, who specializes in money issues finds that overspending and avoiding money issues are the two most common problems. Are there times when just can’t stand to open a bill or look at a bank statement? To me balancing a checkbook ranks just behind having a tooth pulled on my list of favorite activities. Money also has great symbolic significance. It may represent a way of keeping score in life or serve as a substitute for love and affection. The psychological significance of money can be seen by the reluctance of people to even discuss it. Many people would sooner discuss their children, relationships, or even sex lives, rather than their bankbooks. There are also some important gender differences. Women often see money as a means to maintain security. For men it may represent power and substitute for physical appeal in attracting partners. For many people money represents freedom of action and a lack of money may prevent us from making much-needed changes. Unfortunately it is not uncommon for people to stay in unsatisfying and even abusive relationships for the sake of financial security.
In their fantastic book “The Financial Wisdom of the Ebenezer Scrooge,” psychologists Ted and Brad Klontz and financial planner Rick Kahler identify the underlying culprit in most money conflicts as the “money scripts”
we internalized as we grow up. Using Charles Dickens’ “A Christmas Carol” as a metaphor for how to transform your relationship with money, they show how Scrooge displays a variety of maladaptive money scripts. Money scripts are especially powerful because they are largely unconscious. They also tend to run in families. Family therapy authority Cloe Madanes has said that different family styles in gift giving and unresolved sibling rivalries are often the key factors in pathological overspending. Some of Ebenezer Scrooge’s self-defeating money scripts included: Don’t trust anyone with your money, don’t spend money on yourself, giving to the poor encourages laziness, money will give your life meaning, and if you had more money, things would be better.
Interestingly enough, Bob Cratchit doesn’t come off much better. Bob also has his own destructive money scripts such as: There will never be enough money, money is to be spent not saved, you’ll be paid what you’re worth, and you don’t deserve money. The authors question why Bob doesn’t quit defending Scrooge and just get a better job. Also they contend that Bob should have gotten Tiny Tim the medical care he needed instead impulsively blowing his meager resources on a Christmas goose. This extravagance is often left out of film and stage versions of the work. It is estimated that today the Cratchit’s Christmas dinner would have cost well over $500.
Stawar family money scripts often made reference to the “poor house” My father, who grew up in the Great Depression, viewed money as security. He was constantly saying that we were driving him to the poor houseby leaving on the lights, turning up the thermometer, or taking showers that lasted too long. This script was well entrenched in me. When I left home for college I sold an old car and received a crisp new$100 bill for it. Feeling insecure about being away for the first time, I kept the hundred literally in my shoe for over two years. Sometimes when I act anxious about money, my wife Diane says, “Would you feel better if you had a hundred dollar bill tucked in your shoe?” Unfortunately the answer is often “yes.” And even now whenever I hear the furnace running, I still feel a pang of anxiety.According to the Klontzs and Kahler being able to adaptively “rescript” is the key to developing a more functional financial life script.
There are other things you can do to help both now and in the future. Florida psychologist Cheryl Fellows has said that due to financial stress, people often feel insecure and out of control after the holidays. She recommends that you try helping others and connect with family and friends to shore up your self worth and security. Additionally many people need to take some practical steps. The following suggestions come from a variety of expert sources.
Based on a column that appeared in the Southern Indiana News Tribune
Tags: A Christmas Carol, Bob Cratchit, Christmas, Christmas Spending, Cjarles Dickens, Credit Cards, debt relief, Money Script, Poor House, Scrooge